TERMS & CONDITIONS
Effective Date: January 1, 2026
KAL3 Solutions LLC
SMS Messaging Terms & Compliance
1. Program Description
This messaging program provides service-related notifications to individuals who have opted in through our website, onboarding forms, or scheduling tools. Messages may include appointment reminders, document requests, status updates, and customer support communications related to personal financial profile and consumer reporting services.
2. Cancellation Instructions
You may cancel SMS communications at any time by replying “STOP.” You will receive confirmation, and no further messages will be sent unless you opt in again.
3. Support
Reply “HELP” for assistance or contact us at 888-528-8087 during business hours.
4. Carrier Liability
Wireless carriers are not responsible for delayed or undelivered messages.
5. Message & Data Rates
Standard message and data rates may apply. Message frequency varies depending on your service engagement.
6. Supported Carriers
Supported by major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional providers.
7. Age Requirement
You must be at least 18 years of age to participate in our services.
8. Privacy
Please review our Privacy Policy at:
https://firebrick-hawk-409044.hostingersite.com/privacy-policy
General Terms
By accessing or using this website, you agree to these Terms and Conditions and all applicable laws and regulations. Continued use of the website constitutes acceptance of any updated Terms.
We reserve the right to modify these Terms at any time.
Scope of Services Disclaimer
Services are intended to assist with reviewing, disputing, and improving the accuracy of information contained in personal financial records and consumer reporting files. No specific outcomes, timelines, or results are guaranteed.
Intellectual Property
All content on this website is protected by applicable intellectual property laws. Content may not be copied, reproduced, or distributed without prior written permission.
User Submissions
By submitting information or materials, you represent that you have the legal right to do so and grant permission for such materials to be used solely for service delivery purposes.
Disclaimers
Services and content are provided “as is” without warranties of any kind. We disclaim all implied warranties to the fullest extent permitted by law.
Third-Party Services
We are not responsible for the actions, omissions, or errors of third-party platforms, vendors, or reporting agencies beyond our control.
Account Responsibility
You are responsible for maintaining the confidentiality of your account credentials. Notify KAL3 Solutions LLC immediately of any unauthorized activity.
Termination
We reserve the right to suspend or terminate access for violations of these Terms or unlawful conduct.
Governing Law
These Terms are governed by the laws of the state in which operations are conducted. Disputes shall be resolved through binding arbitration in that jurisdiction.
Changes to Terms
The most current version of these Terms will always be available on our website.
Contact Information
KAL3 Solutions LLC
418 Broadway Ste 7667
Albany, NY 12207
Phone: 888-528-8087
Email: support@firebrick-hawk-409044.hostingersite.com